We are Your Local Lender.

We offer decades of experience in residential mortgage lending ,along with great rates, unsurpassed customer service, and one goal in mind- YOU.

Let’s Get Started Together

Unlock Your Homeownership Dreams

Buy A Home

You deserve a home you love. We’re here to help. We’ll chat about your unique goals and help you find financing.

Refinance My Home

Refinancing can help you save money, take cash out, and adjust the terms of your mortgage to fit your needs.


Loan Programs


Our Team

Our team of experienced loan officers are dedicated to building lifelong relationships, from the moment you are ready to purchase your first home.


Our Resources

Thinking About Buying

We offer hundreds of affordable loan options—including many loans with low down payments to help make it easier to buy a home without waiting for years. Click to view our mortgage calculator and document checklist.

Under Contract

You’ve been approved, you found the house, and an offer has been accepted. So now what? We will assist you every step of the way!

I Already Own a Home

Use the equity in your home by refinancing your current mortgage! Whether you’re looking to do home upgrades, renovations, or consolidate debt, we have the right options for you!


What Our Clients Say

Frank Colanino
Deborah Colanino

“He is a very attentive and patient person. He was always available to answer any questions we asked and clarify any questions we might have. We are very grateful to him for his efforts to help us and for his dedication.”


Dorisbel H A
Providence – RI

Mauricio Garces

“Great experience. Samuel Montes is extremely knowledgeable and answered every question. He walked us through the process, gave us options, and made sure we understood everything. I highly recommend PRMI, and Sam. I will be returning with all my future business.”


Henry M

Sam Montes
Your Trusted Mortgage Experts: Primary Local - Conventional, FHA, RI Housing, MA Housing

“Working with Amanda made the experience smoother and less intimidating. She worked late nights making sure we were on track with the buying process.”


Ryan C
West Warwick – RI

Amanda Mendez

“Pam was extremely professional and supportive. She made sure I knew what was happening each step of the way and never hesitated to answer my (many) questions. I loved working with her each step of the way!”


Marlene M
North Providence – RI

Pam Britt

“Jon was easy to work with and he was very knowledgeable throughout the whole process. He was always quick to answer all our questions to give us the best experience.”


Sihorell H
Cranston – RI

Jon Joubert

“He always answered any of my questions. He even spoke with me why he was on vacation. He was just All Around Amazing to work with!!!”


Tiara O
Bristol – CT

Kevin Johnson
Unlock Rural Homeownership: USDA Loans with Primary Local

“Nick was constantly in touch with actions and status updates. He was always available for questions and phone calls. The whole process was extremely smooth! Will definitely recommend him.”


Melissa A
Warwick – RI

Nick Viveiros

“Juan acted quickly and efficiently to make my home purchase a success. We had very short timelines and some odd restrictions and Juan worked through it all.”


Rafael G
North Attleboro – MA

Juan Cerda

“I have been working with JoAnn for 18 years! She is very knowledgeable, always patient and thoroughly explains everything to the client, and always a pleasure to work with! I have been referring JoAnn Coniglio for over 18 years now! She is my go-to lender of choice!”


Victoria A
Woonsocket – RI

Jo Ann Coniglio

Unsure what fits your situation best?