Loan Programs



Conventional Loan Highlights

Competitive Interest Rates:

Access competitive interest rates that can lead to lower monthly payments and potential long-term savings over the life of your mortgage.

Flexible Down Payment Options:

Enjoy the flexibility to choose a down payment that suits your financial situation, with options ranging from 3% to 99%, allowing for greater customization.

Credit Score Variety:

Benefit from a broader range of credit score acceptance, providing opportunities for borrowers with different credit profiles to secure a conventional loan.

Private Mortgage Insurance (PMI) Options:

Explore various Private Mortgage Insurance options, including borrower-paid and lender-paid options, offering flexibility in managing and potentially eliminating PMI.

Loan Term Variety:

Choose from a range of loan terms, including 15, 20, and 30 years, allowing you to align your mortgage with your financial goals and preferred repayment timeline.

No Upfront FHA Funding Fee:

Unlike FHA loans, conventional loans do not require an upfront funding fee, potentially saving you money at the beginning of your homeownership journey.

Investment Property Financing:

Secure financing for investment properties, allowing you to diversify your real estate portfolio and potentially generate rental income.

Quick Loan Approval and Closing:

Enjoy a potentially faster and more straightforward approval process, making conventional loans an attractive option for those seeking a swift and efficient homebuying experience.

Have Questions? Contact LOAN OFFICER Today!