Loan Programs

FHA 203k Rehab


FHA 203k Rehab Loan Highlights

One Loan, Multiple Solutions:

FHA 203k loans combine the purchase or refinancing of a home with the funds needed for renovation or rehabilitation, streamlining the process into a single, convenient loan.

Flexible Eligibility:

Benefit from flexible eligibility criteria, allowing a broader range of homebuyers to qualify, including those with lower credit scores or limited financial resources.

Low Down Payment:

Enjoy the advantages of a low down payment requirement, with as little as 3.5% down, making homeownership and renovation more accessible.

Renovation Financing:

Access funds for both the purchase price of the home and the renovation costs, empowering you to customize and improve your property to meet your unique needs.

Wide Range of Repairs and Upgrades:

FHA 203k loans cover a wide spectrum of repairs and upgrades, from minor cosmetic changes to major structural renovations, allowing you to create your dream home.

Energy-Efficiency Upgrades:

Finance energy-efficient improvements to enhance the sustainability and efficiency of your home, potentially reducing long-term utility costs.

Expedited Loan Approval:

FHA 203k loans often have an expedited approval process, allowing you to move quickly on your home purchase and renovation plans.

Stimulate Neighborhood Revitalization:

Contribute to neighborhood revitalization efforts by renovating and improving homes, fostering a positive impact on the community.

Increased Property Value:

Transform your property into a more valuable asset by addressing needed repairs and modernizing features, potentially increasing its market value.

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