Let’s Get Started Together
Unlock Your Homeownership Dreams
Buy A Home
You deserve a home you love. We’re here to help. We’ll chat about your unique goals and help you find financing.
Refinance My Home
Refinancing can help you save money, take cash out, and adjust the terms of your mortgage to fit your needs.
We will find you a program that best fits your financial needs
Loan Programs
![Primary Local's Veterans' Benefits](https://primarylocal.com/wp-content/uploads/2024/01/fi_126193.png)
Down Payment Assistance
Down payment assistance mortgage programs offer financial assistance to eligible borrowers who cannot afford a large down payment on a home.
![Your Journey to Homeownership with Primary Local](https://primarylocal.com/wp-content/uploads/2024/01/fi_734183.png)
FHA 203k Rehab
An FHA 203k mortgage is a type of FHA loan that allows borrowers to finance both the purchase or refinance of a home and the cost of its renovation or repairs.
![Primary Local's Veterans' Benefits](https://primarylocal.com/wp-content/uploads/2024/01/fi_126193.png)
Jumbo
A jumbo mortgage is a home loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, which are currently $729,200 in most areas.
Meet
Our Team
Our team of experienced loan officers are dedicated to building lifelong relationships, from the moment you are ready to purchase your first home.
Resources
Our Resources
Thinking About Buying
We offer hundreds of affordable loan options—including many loans with low down payments to help make it easier to buy a home without waiting for years. Click to view our mortgage calculator and document checklist.
![](https://primarylocal.com/wp-content/uploads/2024/01/Rectangle-12.png)
![](https://primarylocal.com/wp-content/uploads/2024/01/Rectangle-13.png)
Under Contract
You’ve been approved, you found the house, and an offer has been accepted. So now what? We will assist you every step of the way!
I Already Own a Home
Use the equity in your home by refinancing your current mortgage! Whether you’re looking to do home upgrades, renovations, or consolidate debt, we have the right options for you!
![](https://primarylocal.com/wp-content/uploads/2024/01/Rectangle-13-1.png)
Testimonials
What Our Clients Say
My husband and I came to Devin as first-time homebuyers with a pretty unique situation, and he was there to guide us through every step of the way. He checked in often, was always quick to respond to questions, and thoroughly explain the process as we went. Could not have imagined a better experience!
Katherine W
Darrin was the best! He was thorough, fast, informational, patient, and always willing to put his best step forward to make us comfortable and happy with our decision. He genuinely wanted the best for us and our lifestyle and finances. Darren made the entire process as quick and painless as possible. We will continue to work with Darrin in the future!
Naomi P
Bryan was an absolute pleasure to work with and is a consummate professional. He was able to get us a great rate and close on our refinance in less than two weeks! We can’t thank him and the team at PRMI enough!
Philip F C
Steven is one of my favorite loan originators! He is always on top of everything and works very closely with me to help my buyers through the complexities of the entire mortgage lending process. I trust in his knowledge and years of experience, and his endless energy and determination. I’ve worked with him many times over the years, and he always comes through for my clients and I. Steven is a top notch, all-around fantastic person to work with.
Peter L.
![](https://primarylocal.com/wp-content/uploads/2024/03/website-feature-image-head-shot-3-1.png)
“Frank Colanino is awesome! Friendly and professional, he knows his business and is great with helping clients understand the ins and outs of the application process. Good company, with great people.”
Cheryl M
![](https://primarylocal.com/wp-content/uploads/2024/03/New-Employee-Post-17.png)
“Deb was very knowledgeable and very helpful and made the process very easy for us. She was able to answer any questions we had and was a pleasure to work with. We would absolutly work with her again and recommend her to friends and family.”
Tyler M
Plymouth – MA
![](https://primarylocal.com/wp-content/uploads/2024/01/Amanda-2-e1695669183929-1-1.png)
“He is a very attentive and patient person. He was always available to answer any questions we asked and clarify any questions we might have. We are very grateful to him for his efforts to help us and for his dedication.”
Dorisbel H A
Providence – RI
![](https://primarylocal.com/wp-content/uploads/2024/01/Amanda-2-e1695669183929-1-3.png)
“Great experience. Samuel Montes is extremely knowledgeable and answered every question. He walked us through the process, gave us options, and made sure we understood everything. I highly recommend PRMI, and Sam. I will be returning with all my future business.”
Henry M
![](https://primarylocal.com/wp-content/uploads/2024/01/image-3-7.png)
I recently had the pleasure of working with Pam for my refinance, and I can’t recommend them highly enough! From the very beginning, she demonstrated a deep understanding of the refinancing process and was always available to answer my questions. She was proactive in finding the best rates and tailored the loan to fit my needs perfectly. I really appreciated her responsiveness and patience throughout the process, making what could have been a stressful experience much smoother. Thanks to Pam’s hard work, I secured a fantastic rate and am thrilled with the outcome. If you’re looking for a dedicated, knowledgeable, and friendly loan officer, look no further!
Hayley A
![](https://primarylocal.com/wp-content/uploads/2024/01/image-3.png)
“Jon was easy to work with and he was very knowledgeable throughout the whole process. He was always quick to answer all our questions to give us the best experience.”
Sihorell H
Cranston – RI
![](https://primarylocal.com/wp-content/uploads/2024/01/Ellipse-4.png)
“He always answered any of my questions. He even spoke with me why he was on vacation. He was just All Around Amazing to work with!!!”
Tiara O
Bristol – CT
![Unlock Rural Homeownership: USDA Loans with Primary Local](https://primarylocal.com/wp-content/uploads/2024/01/image-3-6.png)
“Nick was constantly in touch with actions and status updates. He was always available for questions and phone calls. The whole process was extremely smooth! Will definitely recommend him.”
Melissa A
Warwick – RI
![](https://primarylocal.com/wp-content/uploads/2024/01/Amanda-2-e1695669183929-1-2.png)
“I have been working with JoAnn for 18 years! She is very knowledgeable, always patient and thoroughly explains everything to the client, and always a pleasure to work with! I have been referring JoAnn Coniglio for over 18 years now! She is my go-to lender of choice!”
Victoria A
Woonsocket – RI