Let’s Get Started Together
Unlock Your Homeownership Dreams
Buy A Home
You deserve a home you love. We’re here to help. We’ll chat about your unique goals and help you find financing.
Refinance My Home
Refinancing can help you save money, take cash out, and adjust the terms of your mortgage to fit your needs.
We will find you a program that best fits your financial needs
Loan Programs

Down Payment Assistance
Down payment assistance mortgage programs offer financial assistance to eligible borrowers who cannot afford a large down payment on a home.

FHA 203k Rehab
An FHA 203k mortgage is a type of FHA loan that allows borrowers to finance both the purchase or refinance of a home and the cost of its renovation or repairs.

Jumbo
A jumbo mortgage is a home loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac, which are currently $729,200 in most areas.
Meet
Our Team
Our team of experienced loan officers are dedicated to building lifelong relationships, from the moment you are ready to purchase your first home.
Resources
Our Resources
Thinking About Buying
We offer hundreds of affordable loan options—including many loans with low down payments to help make it easier to buy a home without waiting for years. Click to view our mortgage calculator and document checklist.


Under Contract
You’ve been approved, you found the house, and an offer has been accepted. So now what? We will assist you every step of the way!
I Already Own a Home
Use the equity in your home by refinancing your current mortgage! Whether you’re looking to do home upgrades, renovations, or consolidate debt, we have the right options for you!

Testimonials
What Our Clients Say
Becky was amazing from start to finish!!! She walked me through the entire home financing process. Thanks to her, my family and I are have a beautiful place to call home. She is always there to answer any questions we had. We had her personal cell phone number and she was addressing our questions nights and weekends as well. She also went to the closing to make sure everything went smoothly. I would recommend her to anyone who is looking to get pre approved.
Ziad N
As a first time homebuyer, I was completely lost to say the least. Rebecca helped me every step of the way through the entire process. She made the process very easy and painless for me. She even went out of her way to work around my extremely demanding and busy schedule. I will recommend her, and your team to anyone looking to a home (I’ve already recommend a few friends). Thank you again for the wonderful, and worry free experience with purchasing and financing my first home!
Dennis L
Becky was so wonderful to work with. She was always available to answer any questions or concerns we had. She was friendly, professional and super knowledgeable. Being first time homebuyers, there was a lot we didn’t know and Becky made us feel so comfortable and also confident with our decisions. I would absolutely recommend her over and over again. Thank you again, Becky for everything!
Lauren R
Pam was the best! my family and I, are more than thankful we worked with her and I would pick to work with her over and over again. She is professional, very informative and her positive energy is amazing. She takes her time explaining everything and ensures you understand and are comfortable with everything. Simply the best!
Erick S
Pam was so incredible to work with! She made us feel so important and like we were her top priority. We’re so grateful for her dedication to getting us into our dream home. She is very knowledgeable and we really appreciate her taking time to explain everything fully for us to understand. We are very fortunate to have met her and would/will absolutely recommend her to anyone in the future! We love you Pam!!
Melanie J
I had an exceptional experience with this mortgage lender. Nicholas Viveiros and his team were not only knowledgeable and responsive but also took the time to guide me through every step of the process. I truly appreciated their dedication to finding the best options for my needs, making my home-buying journey smooth and stress-free, but most importantly in timely manner.
Naudy P
I had the pleasure of working with Nicholas Viveros, and I was very impressed by their professionalism and efficiency. They were extremely responsible in handling all the details of my loan process, and their communication was clear and timely. What stood out the most was how fast they worked every step was completed swiftly, and they made sure everything was done properly. I felt confident and well-informed throughout the process. Highly recommend!
Wildalis D
I contacted Kevin Johnson for a pre-approval a year ago. Although it took me a year to finally get my first house, Kevin has been helping all along. His commitment is incredible, following up with me for every step and replying my message immediately every time. I received countless lessons from him about mortgage and real estate as well. When I finally had a home purchase agreement and started the loan application, the closing process was smooth as a breeze. I am very impressed by Kevin’s commitment to customers and his professionalism.
Hui X
Kevin was great the entire process from start to finish for closing on my house. He was available for me whenever I had questions and always stopped to explain everything out to me. Really felt like he had not only my best interests in mind the entire time but also made sure to keep everyone else in the process on schedule. Can not say enough how much I appreciated working with someone who communicates so clearly. Thank you for everything!
Lindsey K
As a first time homebuyer, Ken made my experience much simpler and easier than I thought it would have been. He was very professional, yet still lighthearted. He was very efficient, quick with documents, and always kept me updated on what was going on. Overall I am extremely satisfied with Ken’s performance. I will absolutely recommend his services to others.
Jacob R
Ken is very personable and tells you like it is. It feels very easy to trust his opinion on something, and he gives an honest appraisal of the pros/cons of your options. He is also extremely responsive and helpful, and will answer any question you have basically whenever it comes up.
Victoria B
Ken O’brien has been our go to Loan Officer for more than 20 years. Ken’s professionalism, and unwavering support makes the mortgage process seamless and stress-free. He has been exceptional in his knowledge and dedication. His expertise has always made our mortgage revisions into a smooth and seamless event. The process could be daunting, but Ken breaks everything down into a smooth and educational event. There is no one else I would recommend my family or friends to for navigating the mortgage landscape. Ken O’brien is the best!!
Carol B
I can’t say enough good things about Ken and his team at PRMI! I had gone through multiple lenders that dropped the ball and Ken picked it up and I closed on my house within five weeks. Ken was helpful and supportive throughout the whole process. I’ll definitely be recommending him to friends and family.
Gregory M
I just loved working with this guy he was very friendly very understanding and extremely professional. He guided me every step of the way and he was open for communication even when he was off duty. I remember when he was off one weekend and I had a time frame where I had to do a lot of stuff and get a lot of paperwork and he was right there every second even though he was off the entire weekend. This was very impressive to me. He also took the time to give me his perspective on the market, and the financial aspect of my entire process. He also works with a great group of people who also assisted me along the way. They were extremely professional and friendly. I highly recommend Ken Cesario, and I had a great experience with him and the agency in which he works for. I would give him an 11 out of 10.
Kim M
I have dealt with ken on several loans and the process has always been an enjoyable one, he is very knowledgeable in his field and attentive to customers needs, the process was smooth and he was able to get the process done on time for the schedule I needed, I would highly recommend anyone looking for a mortgage or a refi to go to ken first, he will be attentive to your needs and accomplish your goals for your mortgage needs and make you a repeat customer of his as I am.
Robert H
As first-time homebuyers, we encountered countless new obstacles, but Jonathan made everything easy to understand. He provided clear guidance, allowing us to make well-informed decisions with confidence. His honesty and friendly demeanor made the entire buying process not only smooth but genuinely enjoyable.
Jovani V
I had an amazing experience working with Jonathan Joubert to secure my first home mortgage loan. From start to finish, Jonathan was incredibly patient, reliable, communicative, and knowledgeable. He made what could have been a stressful process feel smooth and manageable. What impressed me most was how quickly everything came together—Jonathan worked efficiently without ever making me feel rushed or overwhelmed. I truly felt supported every step of the way. I would highly recommend Jonathan to anyone looking for a dependable and professional mortgage expert!
Adolfo J
John was very communicative and helpful. He made us feel excited and educated in terms of our loan process. We are grateful for the knowledge and support John has show us. This is the second home John has helped me purchase and I will continue to use him as a resource.
Colleen M
John was extremely helpful every step of the way. He helped my husband and I understand the process thoroughly through every step. Always extended his knowledge and support to help us feel at ease with what sometimes felt very overwhelming. We would definitely recommend him to friends and family in the future.
Aimee I
John made the experience incredibly smooth and easy! As a first time home buyer the process is incredibly daunting and you don’t really have a good way of understanding how it works until you’re in it! But John answered all our questions and got us closing 2 weeks early! Highly recommend
Kathryn K
Darrin is a remarkable person, he made every effort to make the process of buying a home as easy as possible. Darrin was always there to answer questions in a knowledgeable and professional manner. I could not have been happier with Darrin and would not hesitate to recommend him to anyone needing help in obtaining a mortgage. Darrin is caring, kind, professional, intelligent, easy going and actually quite funny. Thank you so much for all of your help and hard work Darrin!
Jason S
Darrin kept us updated on anything that came up along with explaining information that, as first-time homebuyers, we were not privy to. He was available anytime we needed him and demonstrated a level of professionalism as well as being personable.
Richmond S
I cannot recommend Devin enough! From start to finish, he went above and beyond to ensure a smooth and stress-free mortgage process. His expertise, responsiveness, and dedication were truly outstanding. Devin took the time to explain every detail, ensuring I fully understood my options and felt confident in every decision. He was always available to answer questions, promptly addressed any concerns, and worked tirelessly to secure the best possible outcome. His professionalism and commitment to excellent customer service made all the difference. If you’re looking for a mortgage broker who is knowledgeable, reliable, and genuinely invested in your success, Devin is the one to call. I am incredibly grateful for his support and would not hesitate to work with him again in the future!
Wendy J
Devin was very easy to work with and made our loan experience not so daunting. He took his time to explain everything and listen to any of my questions or concerns with care. I will be recommending Devin to anyone that asks about a lendor. I appreciate all the help he gave me and my boyfriend! Thank you so much Devin!
Megan R
It was a pleasure working with Steve and Amanda. Steve went above and beyond to help make sure our offer was strong and accepted. His availability at all hours of the day was really appreciated. Steve also worked with us to find the best rate possible, especially during such volatile times in the markets and communicated our options really well. We highly recommend him to anyone purchasing a home.
Nicholas M
Steve was always easy to reach during the buying process, allowing us to have an accurate preapproval letter on hand for any offer we submitted, which is helpful in such a tough market. When the seller was concerned about insurance hindering the sale, Steve reached out to the selling agent to reassure them that our insurance was approved by the lending team, which helped our offer get accepted. As soon as we had the offer accepted, Steve was helping us get our paperwork sorted right away so there would be no delays or missed deadlines. He also linked us up with Amanda from his team and between the two of them, they answered every little question we had and were prompt with their responses. Considering the tough market and the tricky world of debt and finance, Steve did a great job making the process as smooth as possible.
Kimberly S
“Things went so smooth. Frank answered every question we had. Gave us advice on how to get an even better interest rate. Thanks frank”
-Gregg L
“Frank and his wife Deb did a fantastic job from start to finish. Without there help I wouldn’t have been able to purchase our new home! I can’t thank them enough for All there help and support!”
-David B
“Deb was excellent to work with. She was thorough and managed every detail of the mortgage process. Also during the whole process, she was in communication with us, sharing what was happening and what would happen next. She answered all of our questions, and explained the process in ways we could understand. Deb is professional, kind, and hard working. She receives our highest recommendation!”
– Laura C
“We worked with Deb Colanino to purchase our first home. She was amazing throughout the entire process and even worked with us over the course of a year or so to help us get our credit and finances in order before even requesting a pre-approval. She is incredibly courteous, knowledgeable, and hard working. Our experience could not have been better.”
-Linzee

“Frank Colanino is awesome! Friendly and professional, he knows his business and is great with helping clients understand the ins and outs of the application process. Good company, with great people.”
Cheryl M
From the very first contact we had with George all the way through closing day, we truly felt we were in the best hands. My fiance and I were in jeopardy of losing out of our forever home but thanks to George, he went above and beyond for us. I reached out to George on 1/8/19 with a crazy request to close in 3 weeks while we had already signed a P&S. We had an awful experience with our first lender and ultimately dropped him. We were so lucky to have found George and we were able to close on our property in just 21 days! Like I said, miracle worker. This was also an EXTREMELY complicated property we were attempting to buy at the time. It was in need of a major rehab but because we had such a short time frame, we really needed a conventional mortgage. The appraisal came back in C5 condition which makes it very difficult to obtain a conventional mortgage because of the condition of the home. George was so responsive to my emails and requests (there were a lot!). He is extremely knowledgeable and was always on top of every little detail. I can wholeheartedly say that I would not only use George 100x over again but we will be sure to refer him to all our friends/family looking to buy!
-Emma W
“As a Real Estate professional I’ve had the pleasure of working with Mauricio for over 10 years, and I can’t say enough good things about him. He’s incredibly knowledgeable and truly cares about his clients. Mauricio goes above and beyond to help families find their perfect home, always making sure to listen to their needs and concerns. His positive attitude and friendly demeanor make the process so much easier, and you can really feel his genuine commitment to helping you every step of the way. If you’re looking for someone who will work tirelessly on your behalf and treat you like family, Mauricio is the person you want by your side!”
Helene D
“Mauricio assisted me in my process of buying my house. He has a broad knowledge of the real estate market. As a loan officer he is great person to work with I can not thank him enough for making this process so easy and so fast. I would always work with him in the near future. Thank you for making this happen!”
Armanis B D
My husband and I came to Devin as first-time homebuyers with a pretty unique situation, and he was there to guide us through every step of the way. He checked in often, was always quick to respond to questions, and thoroughly explain the process as we went. Could not have imagined a better experience!
Katherine W
Darrin was the best! He was thorough, fast, informational, patient, and always willing to put his best step forward to make us comfortable and happy with our decision. He genuinely wanted the best for us and our lifestyle and finances. Darren made the entire process as quick and painless as possible. We will continue to work with Darrin in the future!
Naomi P
Bryan was an absolute pleasure to work with and is a consummate professional. He was able to get us a great rate and close on our refinance in less than two weeks! We can’t thank him and the team at PRMI enough!
Philip F C
Steven is one of my favorite loan originators! He is always on top of everything and works very closely with me to help my buyers through the complexities of the entire mortgage lending process. I trust in his knowledge and years of experience, and his endless energy and determination. I’ve worked with him many times over the years, and he always comes through for my clients and I. Steven is a top notch, all-around fantastic person to work with.
Peter L.

“Deb was very knowledgeable and very helpful and made the process very easy for us. She was able to answer any questions we had and was a pleasure to work with. We would absolutly work with her again and recommend her to friends and family.”
Tyler M
Plymouth – MA

“From answering my endless questions to providing valuable insights, Mauricio truly went above and beyond to ensure I felt confident every step of the way. I greatly appreciate his dedication and commitment, which made my dream of homeownership a reality. Thank you!!”
Edily S S V
Woonsocket, RI

“Great experience. Samuel Montes is extremely knowledgeable and answered every question. He walked us through the process, gave us options, and made sure we understood everything. I highly recommend PRMI, and Sam. I will be returning with all my future business.”
Henry M

I recently had the pleasure of working with Pam for my refinance, and I can’t recommend them highly enough! From the very beginning, she demonstrated a deep understanding of the refinancing process and was always available to answer my questions. She was proactive in finding the best rates and tailored the loan to fit my needs perfectly. I really appreciated her responsiveness and patience throughout the process, making what could have been a stressful experience much smoother. Thanks to Pam’s hard work, I secured a fantastic rate and am thrilled with the outcome. If you’re looking for a dedicated, knowledgeable, and friendly loan officer, look no further!
Hayley A

“Jon was easy to work with and he was very knowledgeable throughout the whole process. He was always quick to answer all our questions to give us the best experience.”
Sihorell H
Cranston – RI

“He always answered any of my questions. He even spoke with me why he was on vacation. He was just All Around Amazing to work with!!!”
Tiara O
Bristol – CT

“Nick was constantly in touch with actions and status updates. He was always available for questions and phone calls. The whole process was extremely smooth! Will definitely recommend him.”
Melissa A
Warwick – RI

“I have been working with JoAnn for 18 years! She is very knowledgeable, always patient and thoroughly explains everything to the client, and always a pleasure to work with! I have been referring JoAnn Coniglio for over 18 years now! She is my go-to lender of choice!”
Victoria A
Woonsocket – RI