As a Spanish-speaking mortgage professional with more than 25 years of experience, Mauricio Garces is dedicated to helping individuals and families throughout Rhode Island and Massachusetts achieve their homeownership goals. He understands the unique needs of the communities he serves and provides personalized guidance through every stage of the mortgage process.
Whether you’re purchasing your first home, refinancing, moving into your next home, or exploring jumbo financing, Mauricio brings decades of experience and a commitment to helping each client find the right financing solution for their needs.
Mauricio’s dedication to his clients and consistent production have earned him recognition both locally and nationally. He has been a PRMI President’s Club member for 10 consecutive years and has ranked among the top RIHousing Loan Officers for the past five years, including recognition as the #1 RIHousing Loan Officer for the past two years.

Licensed in RI, MA, CT & NH
Massachusetts: Massachusetts Division of Banks, Massachusetts Mortgage Broker and Lender License MC3094 | MA MLO #177282
New Hampshire: State of New Hampshire Banking Department, New Hampshire Mortgage Banker License 3094MB
Rhode Island: Rhode Island Division of Banking, Rhode Island Lender License 20041715LL | Rhode Island Loan Broker License 20041716LB
Connecticut: Connecticut Department of Banking, Consumer Credit Division, CT Mortgage Lender License 8750
Testimonials
“As a Real Estate professional I’ve had the pleasure of working with Mauricio for over 10 years, and I can’t say enough good things about him. He’s incredibly knowledgeable and truly cares about his clients. Mauricio goes above and beyond to help families find their perfect home, always making sure to listen to their needs and concerns. His positive attitude and friendly demeanor make the process so much easier, and you can really feel his genuine commitment to helping you every step of the way. If you’re looking for someone who will work tirelessly on your behalf and treat you like family, Mauricio is the person you want by your side!”
Helene D
“Mauricio assisted me in my process of buying my house. He has a broad knowledge of the real estate market. As a loan officer he is great person to work with I can not thank him enough for making this process so easy and so fast. I would always work with him in the near future. Thank you for making this happen!”
Armanis B D
“From answering my endless questions to providing valuable insights, Mauricio truly went above and beyond to ensure I felt confident every step of the way. I greatly appreciate his dedication and commitment, which made my dream of homeownership a reality. Thank you!!”
Edily S S V
Woonsocket, RI