Loan Programs



FHA Loan Highlights

Low Down Payment:

Benefit from a minimal down payment requirement of just 3.5%, making homeownership more achievable, even for those with limited savings.

Credit Score Friendly:

Embrace flexibility with credit score requirements, providing opportunities for individuals with less-than-perfect credit histories to secure a mortgage.

Government Backing:

Enjoy the security of a loan backed by the Federal Housing Administration (FHA), providing lenders and borrowers with added confidence and favorable terms.

Fixed and Adjustable Rates:

Choose from a range of mortgage options, including fixed and adjustable rates, tailoring your loan to align with your financial preferences.

Streamlined Refinancing:

Simplify the refinancing process with FHA’s streamlined approach, reducing documentation and underwriting requirements for potential long-term savings.

Property Type Versatility:

Explore various property types, from single-family homes to condominiums and multifamily units, offering flexibility to suit your unique housing needs.

First-Time Buyer Friendly:

FHA loans are an excellent option for first-time homebuyers, providing a straightforward path to homeownership with accessible terms and support.

Assumable Mortgages:

Take advantage of the ability to transfer your FHA loan to a qualified buyer, potentially increasing the marketability of your property in the future.

Financial Counseling Programs:

Access resources and counseling programs to enhance your financial literacy and make informed decisions throughout the homebuying process.

Energy-Efficient Upgrades:

Fund energy-efficient improvements in your home with FHA’s Energy Efficient Mortgage (EEM) program, promoting sustainable homeownership.

Multi-Unit Property Investment:

nvest in a multifamily property with an FHA loan, allowing you to live in one unit and rent out others for potential additional income.

Have Questions? Contact LOAN OFFICER Today!