Rose Bencosme is a dedicated Mortgage Advisor at PRMI, serving clients across Rhode Island, including Providence. With nearly a decade of experience in home loans, refinancing, and first-time homebuyer programs, Rose is known for her client-first approach, fast communication, and 98% customer satisfaction rate. She is also fluent in Spanish, helping bridge the gap for underserved communities seeking clear, reliable mortgage guidance.
Originally from the Dominican Republic, Rose moved to Providence, RI at 16 and later graduated Magna Cum Laude from Johnson & Wales University with a degree in International Business. She entered the mortgage industry early, driven by a mission to improve access and education for Spanish-speaking homebuyers and future real estate investors.
Rose specializes in simplifying complex mortgage concepts, offering quick pre-approvals, proactive communication, and dependable execution to keep transactions on track. Known for her accessibility and attention to detail, she works closely with both clients and real estate agents to ensure a smooth, stress-free experience.
Outside of work, Rose enjoys spending time with her niece, reading, and staying active.
Testimonials
Rose made the home buying process simple and stress-free. She was responsive, knowledgeable, and always one step ahead. I felt supported from start to finish and couldn’t have asked for a better loan officer. Highly recommend!
-Jose Diaz
Working with Rose was honestly one of the best parts of buying my home. She was patient, kind, and always available to answer my (many) questions. I never felt rushed or confused because she made sure I understood everything along the way. She truly cares about her clients and goes above and beyond to make the experience smooth and stress-free. I’m so grateful I had her helping me through this journey.
-Lilly Silva
Rose was exceptional throughout my home buying process. As a mortgage loan officer, she demonstrated a high level of expertise, responsiveness, and attention to detail. She took the time to clearly explain each step, ensuring I understood my options and felt confident in my decisions. Her ability to navigate challenges and keep everything on track made a stressful process feel manageable. I would highly recommend Rose to anyone looking for a knowledgeable and reliable loan officer.
-Manuel Rodriguez