4 Things to Avoid While Applying for a Mortgage

4 Things to Avoid While Applying for a Mortgage

Don’t Apply for New Credit/ Make Big Purchases We know you’re excited about getting into your new home. But don’t jump the gun by going out to buy all new furniture or appliances. Applying for new credit, co-signing for credit, or opening up new credit cards could...
5 Factors that Determine Your Credit Score

5 Factors that Determine Your Credit Score

To keep you on top of your credit while you prepare to refinance or purchase a home, you should be aware of the five factors that determine credit score. Payment history is a large factor and the one that first comes to mind when thinking about credit scores. Your...
“What’s Your Rate?!”

“What’s Your Rate?!”

Note: Written by Charles D’Arezzo, Sr. Loan Officer NMLS 29022 If you are interested in buying a new house or refinancing the house you’re in, you have probably talked to many banks and mortgage lenders and asked “What’s Your Rate?” It’s a very important piece...